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Credit Rationing and Information Asymmetry: The Economics Behind Online Micro-Loans

Credit rationing and asymmetric info explain why high-risk micro-loans exist and carry high rates....
4 min read
Application Programming Interfaces (APIs) allow software on different devices and systems to talk to each other.

The Economics of API Ecosystems and Modular Innovation

Published on March 02, 2026

Content creators may seem independent and carefree, but almost all of them must heed the whims of large conglomerates.

Creator Economies and Monopsony Power

Published on February 27, 2026

Many websites moderate what speech users can post, raising debates about content moderation.

Platform Governance and Private Regulation

Published on February 27, 2026

Today, many subscribers of digital entertainment are discovering they must pay additional fees for premium content.

Subscription Fatigue and Two-Part Tariffs in the Digital Economy

Published on February 24, 2026

Today's workers may be less productive due to technological advances intended to distract them.

Attention as an Economic Resource

Published on February 21, 2026

An abstrait Digital Finance background.

How to Bridge Traditional Banking with Digital Finance

Published on February 20, 2026

MacBook with wireframe designs on the screen.
Behavioural economics Business economics Competitive markets

Incomplete Contracts and Complex Requirements: Contract Theory and the Persistence of Bespoke Website Design Services

Published on February 20, 2026

Firms will soon be using AI modeling to determine their optimal level of output and pricing.

Algorithmic Collusion Without Communication

Published on February 20, 2026

Cityscape featuring a mix of historic and modern architecture, including a red brick building with a tower and clock amidst tall glass structures.

Shifts in the UK economy are changing attitudes to investment risk

Published on February 10, 2026

3D Rendered image of a computer with emblems floating around saying PHP, HTML, JS & CSS
Behavioural economics Business economics Competitive markets

Comparative Advantage and Specialization in Execution: Ricardo’s Law Applied to SaaS Development

Published on February 03, 2026

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Application Programming Interfaces (APIs) allow software on different devices and systems to talk to each other.

The Economics of API Ecosystems and Modular Innovation

Today, Application Programming Interfaces (APIs) and modular software development allow for widespread and rapid improvement of programs and apps. How has the macro economy changed by this recent shift toward interoperability and add-on upgrades in software?...
4 min read

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Can online companies simply relocate their headquarters to enjoy lower taxes and regulations?
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Platform Exit Barriers and the Economics of Lock-In
Platform Exit Barriers and the Economics of Lock-In
March 19, 2026

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